Insurances through Summit

We are firm believers that insurance should work for you and your life.

We understand how to structure it to fit into your budget, your life, what you might need and when you might need it. Our client well-being is not just our focus, it’s our total commitment.

We specialise in three types of insurance – Personal, Business and Employee.

Personal Insurance

Make sure you and your loved ones are covered with Personal Insurance. We understand that personal insurance may be difficult to talk about. We know first hand, that having these insurances in place can provide those you love with the cover and protection they need, should the unthinkable happen. We offer:

  • Personal life Insurance: A lump sum payment paid upon death or diagnosis that you have less than 12 months to live.
  • Mortgage and Income protection insurance: Cover your income and monthly mortgage requirements if you are off work for a period of time due to sickness or injury.
  • Trauma Insurance: A lump sum payment should you experience a Trauma condition (such as cancer, heart attack, stroke…). This payment is often used to pay for treatment, lost income, non Pharmac medications and alternative treatments.
  • Total and Permanent Disability Insurance (TPD): A lump sum cover that pays out if you are never able to work in your own job (own occupation) or any job (any occupation) again.
  • Health Insurance: Gives you the ability to access advice and treatment faster than the public health system, and there is also cover available for specialist, vision, dental & natural health providers.

Business Insurance

We’re experts in helping our clients discover the business insurance that’s right for their circumstances. Through our range of business insurances we will ensure you’re protected. We offer:

  • Key person Insurance: Cover in case your business loses key people due to illness, injury or death.
  • Shareholder buy-out cover: Ensure the family of any shareholder is taken care of in the event that your shareholder suffers from illness, disability or death. This cover will buy out their shares (payable to their estate) and ensure your business can also continue to operate with the surviving shareholders.
  • Debt Protection Insurance: Ensure your business can meet its financial obligations following the loss of a key person due to illness, disability, or death.

Employee Insurance

We help you create employee insurance that’s right for your team. Together we can create a solution that provides employee benefits, group life, medical insurance, and KiwiSaver.

Providing insurance cover as an employee benefit is an effective way to recruit and retain staff. We aim to cover pre-existing health conditions and offer your staff lower premiums as a result of group discounts.

How do I make a claim?

If you need to make a claim or apply for pre-approval, please Contact us as soon as possible and we will advise and support you through the process.

 Please call: 09 302 7141 (North Island) and 03 398 3804 (South Island.)